Attention Deficit Hyperactivity Disorder, otherwise known as ADHD, is a psychological disorder that occurs in three to five percent of children worldwide. This psychological disorder impacts the abilities of children to maintain focus or concentrate, often leading to problematic situations in learning environments. Although ADHD is able to be moderately controlled through the use of medication and therapy sessions, the financial responsibilities of management can become overwhelming. Fortunately, there are several means of financial assistance to help cover these expenses and educational costs associated with ADHD.
The first place to look for financial assistance is through a health insurance provider. If you currently possess coverage for yourself and family, contact your provider to discuss options relating to the coverage of ADHD related expenses such as testing, prescription medications and behavioral therapy sessions. Although most health insurance plans will cover the essential costs for diagnoses and prescriptions, some insurance companies might block the coverage of ADHD-related costs. However, legislation has been enacted in 42 states that establishes committees capable of overriding the decisions of insurance companies that do not offer coverage. If private insurance is not a candidate for financial assistance, the federal government could potentially offer assistance.
Government Funded Assistance
The U.S. Department of Health and Human Services, with the backing of the federal government and recently passed legislation, has begun to offer health coverage for kids via the “Insure Kids Now!” program. It is believed that this government-based insurance program for kids will help reduce the financial stress that accompanies an ADHD diagnosis. The federal government also offers financial assistance for lower income families with children suffering from ADHD through the issuance of Supplemental Security Income, or SSI. Supplemental Security Income works in the same fashion of issuance as Social Security, whereby the government determines program eligibility based on levels of income and need.
Although medications and therapy can help reduce symptoms of ADHD in children, they will not solve all issues associated with its effects on learning. Oftentimes, children suffering from severe ADHD require uniquely designed educational programs or schools to aid academica growth. The costs associated with educating an ADHD student can become rather expensive over the course a child’s K-12 and post secondary educations. The federal government has programs to allocate funds for educating students with disabilities. In addition to government funding at the national level, states and private organizations may also have like-minded programs to cover these costs of educating ADHD students.
ADHD is a psychological disorder that could stick with a patient for the rest of their lives. Many of the success stories of persons living with ADHD stem from learning to manage the disorder at an early age through means of medication, behavioral therapy and most recently neurofeedback. With financial assistance available for most patients living with ADHD, the opportunities for learning to manage this disorder have never been so readily accessible.